Clear answers to expensive questions.
ClearCalc makes fast, no-login calculators for the money decisions that actually move the needle. Every tool updates as you type and shows its work — no spreadsheets, no sales pitch.
Pick a calculator
12 free calculators for mortgages, loans, investing, self-employment taxes and real estate deals. Each is built around a single decision and the numbers that drive it.
Mortgage Payment
Monthly PITI payment with taxes, insurance, PMI and HOA, plus total interest over the loan.
Open calculator → LoansAuto Loan
Car payment including sales tax, fees, down payment and trade-in.
Open calculator → InvestingCompound Interest
Grow a balance with monthly contributions and see the inflation-adjusted result.
Open calculator → Self-employedSelf-Employment Tax
Social Security and Medicare on 1099 profit for 2025 and 2026, with quarterly set-asides.
Open calculator → Self-employedFreelancer Tax
Full set-aside: SE tax, federal income tax and quarterly estimates — 2025 and 2026 tables.
Open calculator → Real estateRental Property ROI
Monthly cash flow, cap rate, cash-on-cash return and DSCR for any rental deal.
Open calculator → Real estateCap Rate
NOI, cap rate, expense ratio, GRM and the price a deal is worth at your target cap.
Open calculator → Real estateCash-on-Cash Return
Annual return on the cash you actually invest, with payback period.
Open calculator → Real estateBRRRR
Buy, rehab, rent, refinance: see how much cash stays in the deal after the refi.
Open calculator → Real estateHouse Flipping Profit
Flip profit after financing, holding and selling costs, plus the 70% rule max offer.
Open calculator → DebtDebt Payoff
Months to debt-free and interest saved by adding an extra payment.
Open calculator → IncomeHourly to Salary
Convert an hourly wage to annual, monthly, biweekly and weekly pay, with overtime.
Open calculator →Instant results
No "calculate" button. Change a number and the answer moves with you.
No sign-up
Nothing to install, no account, no email wall. Just open and use.
Shows its work
Each tool explains the formula so you can trust — and check — the math.
Why ClearCalc
Most online calculators bury a simple answer under pop-ups, email gates and a wall of unrelated content. ClearCalc takes the opposite approach: one decision per page, a result you can read in a second, and a plain-language explanation of how it was reached.
The tools are free because they're supported by unobtrusive ads — never by selling your data or hiding the answer behind a sign-up. Calculations run entirely in your browser, so the numbers you type never leave your device.
Read more about ClearCalc and how the calculators are built. Every estimate is exactly that: a starting point for a conversation with your accountant, lender or financial planner, not a replacement for professional advice.